- Overly delayed gratification? How to allocate your life energy accordingly.
- 有意識地live your life purposefully and deliberately, instead of autopilot mode, instead of the “expected” default path. It is by aiming to die with zero.
- “Honorary billionaire” – spend like one!
- Spend money on positive experience instead of things.
- Things that can yield ongoing long-lasting memory dividends for the rest of your life.
- Life is a sum of experienced, you retire on your memories.
- Life experience points + memory dividend points. Very high rate of return, so start early!
- Whole point in earning money is to able to spend it for the experience that make your life.
- Aim to spend all the money before your die -> no waste of life energy forgone.
- Don’t save too much for too late in your life. What are your waiting for?
- Retirement –> go-go year, slow-go year, no-go year.
- How about “precautionary spending”? Rather die. See you at the grave!
- Use it in healthcare money and long-term care insurance -> annuities.
- Save less and spend more, but not auto-save and auto-spend. Not only blinding for a more expensive option.
- Any “now or never“? We are aging with declining health.
- Maximize utility / usefulness of money now.
- Health, free time, money. Go for time-saving services (e.g. laundry), delegate for outside services.
- Different versions of you with “die” along the way, college you, teenage you. Mini-deaths and time is limited.
- Overly delayed gratification, but window of opportunities will close!
- “Courage to live a life true to themselves, instead of what is expected”
- “I wish I had not worked so hard”
- Calculate annual survival cost in retirement
- The business of life is the acquisition of memories. What are you waiting for?
impromptuz 