Category: Random

(例子多得可以做教材了＝＿＝嘆）

march 08 , 2009

話說本人的普通話是很普通。。

（昨天）
朋友：”有沒有工可以在家裡做的呢？“
我：”寫程式那些東西 可以了”
朋友: “寫情色？。。“

（上年）
我：”你有聽過“熊寶”麻，台灣畫家“
朋友：”。。胸部？“

（上年）
我：”九份的東西很好吃“
朋友（爆笑）：”你是說九份吧。。不是狗糞。。“

我：“PE課上了甚麼？“
ABC朋友：“上個學期都在打槍”

____________________________

march 29 , 2010

我：”那平常你有甚麼交際活動？“
朋友：“。。。招妓？！”

April 4, 2010

我：”感覺這家公司很大規模~~“
朋友：“龜毛。。你試試interview這樣講。。＝＝”

May 12, 2010

我：”還以為你在等我巴士~~”
朋友：”等你爸死?!!”

May 22, 2010
我：“那你行李有沒有寄倉 （check－in）？”
朋友：“痔瘡？沒有 我沒有痔瘡”

June 28, 2010

me : 這些卡啦ok是正當場所吧?
fren: 什麼蒸蛋??????

____________________________

May 13, 2012
me: 她發燒了，所以去不了ball。
fren :。。她發笑了所以去不了？@＿@
(然後一起發笑..XDD）

May 14, 2012
me: ” “hey怎麼寫徽章的徽？”
朋友寫了“混賬”的”混“ 在紙上。。。

(written on April 2011 ..comments on HK property market 2012? need some input for next week hah thanks a lott~~)

(1) 13-year high: End of property market bull cycle in 2011?

Facts:

1. HK residential property price has already exceeded the peak sky-high price before the 1997 property bubble burst
2. ..and is still steadily soaring. Home prices increases by 60% in 2 years.
3. No. of real estate agents surged by about 40% in one year ..even my aunt decided to quit her job and join the league.
4. The highest-paid fresh-grad job in Hong Kong no longer goes to doctor or lawyer — In Class of 2010, a private property investor with 100K HKD monthly income topped the list.
5. In 2011, HK has the highest home prices and income disparity in the world.

Reasons:

• Shortage of land, properties and public housing
• Dominance of giant developers: win land auction everytime and construct luxury apartments.
• Influx of mainland investors and cash flow: buying in HKD is a cheap 20%-off deal to mainlanders
• Low borrowing cost/interest rate environment
• Currency peg: QE 1 and QE 2, weak dollar = weak HKD.
• real buyer VS speculators: local buyers could never pay their first installment with speculators pushing up prices.

Cooling measures:

• Quarterly land auctions: the government is proposing a regular schedule for land sales + 12 land sites release  to further boost supply
• Additional stamp duty on short-term sales: sellers are subject to a 5-15% additional stamp duty if they resell their homes within 2 years to discourage speculation.
• Tightening borrowing requirement in banks: banks raised mortgage interest rate and down payment

F1oni’s forecast:

• It’s about time. Say no to Keynesian–follow business cycle and let it burst.

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(2) Why does Yen appreciate after earthquake? (March 13, 2011)